Faking Workplace Injuries – Why it’s a Bad Idea

Workplace Injury Attorneys in Pennsylvania and New Jersey

When the physical or mental demands of a job become more than we can bear, it’s not uncommon to daydream about winning the lottery or finding a “dream” job” that will magically make our lives better. Unfortunately, frustration with work or unhappiness in one’s personal life leads some people to fake a workplace accident in the hopes of getting rich quick and quitting work. Some may think it’s unlikely they’ll get caught or, if they do, it’s a minor offense. In reality, faking a workplace injury constitutes insurance fraud.

Faked Job Injuries and Insurance Fraud

Recently, Attorney General John J. Hoffman of the Office of the Insurance Fraud Prosecutor announced the indictment of a 31-year old Perth Amboy man on charges of insurance fraud. According to the indictment, the Middlesex County man faked an accident at his workplace in order to receive over $500,000 in medical benefits to cover injuries he sustained prior to his employment.

Vinny Curbelo, the man under indictment, also received more than $55,000 in temporary disability benefits over the course of a two-year period following his faked accident. Mr. Curbelo worked at an auto body shop and is alleged to have stolen roughly $17,000 from the bank accounts of the body shop as well. The defendant faked his accident by pretending he fell at work, filing claims for his injuries under his employer’s worker’s compensation insurance.

Worker’s Comp Fraud – A Criminal Matter

Mr. Curbelo is charged with second-degree healthcare fraud, second-degree theft by deception, second-degree attempted theft by deception, second-degree insurance fraud, second-degree computer criminal activity, and third-degree theft by unlawful taking. What is important to remember here is that faking a workplace accident can lead to multiple charges and, depending on whether a computer was used, funds wire or transferred, or Social Security benefits received, potential federal charges as well.

Insurers have a Number of Investigative Resources

Getting away with insurance fraud after a faked workplace accident isn’t as easy as it may seem at first. Insurers use investigative resources that check up on employees that allege they’ve been injured. They check an employee’s use of social media for any evidence their injuries are not as serious as they claim, observe employees in public places to determine if they’re faking an injury, and may periodically request a medical exam to verify an injury claim.

Contact Philadelphia Workplace Injury Attorneys Shaffer & Gaier

If you’ve been injured in a workplace accident or have questions about whether or not you have legitimate grounds to file a worker’s compensation claim, contact workplace injury attorneys Shaffer & Gaier today. We offer a free initial consultation. To set up an appointment, call our Philadelphia office at 215-751-0100 or our Haddonfield, New Jersey office at 856-429-0970.

Injured in a Car Accident While Working? It’s More Complicated Than You Think

On-the-job car accidents present unique legal issues.  What comes to mind as important actions to take following a car accident that happened while you were working?

  • Go to the doctor?  Absolutely.
  • Get receipts for your health care insurance company?  Yes.
  • Notify your private car insurance company?  Yes.

But did you consider the following:

  • Inform your employer you were hurt
  • File a workers’ compensation claim
  • Consult a personal injury attorney

Depending on the circumstances of the accident, you may need to file additional claims in order to achieve all the compensation you are entitled to.  You may have rights that are not covered by either your car insurance policy or workers’ compensation.  A knowledgeable personal injury attorney can explain all the benefits you may be entitled to and help you file necessary claims.

If the car accident was caused in whole or in part by an individual or company unassociated with your own employer, then workers’ compensation may not fully cover your lost wages and medical costs.  Your personal injury attorney can advocate on your behalf and file a private lawsuit, if necessary, to obtain additional compensation from the third party who was involved in the accident.

Another reason to retain a personal injury attorney in the event of a workplace car accident is that multiple insurance companies are likely to become involved after the accident.  You may need to file claims with more than one insurance company, and you may receive a demand for reimbursement from one insurance company – you could even be served with a lawsuit yourself, demanding reimbursement or charging you with causing the car accident.

Contact Shaffer & Gaier

To set up a free initial consultation with knowledgeable personal injury attorneys regarding a workplace car accident, contact our office online or call our Philadelphia office location at 215-751-0100, or our New Jersey office at 856-429-0970.

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