On-the-job car accidents present unique legal issues. What comes to mind as important actions to take following a car accident that happened while you were working?
- Go to the doctor? Absolutely.
- Get receipts for your health care insurance company? Yes.
- Notify your private car insurance company? Yes.
But did you consider the following:
- Inform your employer you were hurt
- File a workers’ compensation claim
- Consult a personal injury attorney
Depending on the circumstances of the accident, you may need to file additional claims in order to achieve all the compensation you are entitled to. You may have rights that are not covered by either your car insurance policy or workers’ compensation. A knowledgeable personal injury attorney can explain all the benefits you may be entitled to and help you file necessary claims.
If the car accident was caused in whole or in part by an individual or company unassociated with your own employer, then workers’ compensation may not fully cover your lost wages and medical costs. Your personal injury attorney can advocate on your behalf and file a private lawsuit, if necessary, to obtain additional compensation from the third party who was involved in the accident.
Another reason to retain a personal injury attorney in the event of a workplace car accident is that multiple insurance companies are likely to become involved after the accident. You may need to file claims with more than one insurance company, and you may receive a demand for reimbursement from one insurance company – you could even be served with a lawsuit yourself, demanding reimbursement or charging you with causing the car accident.
Contact Shaffer & Gaier
To set up a free initial consultation with knowledgeable personal injury attorneys regarding a workplace car accident, contact our office online or call our Philadelphia office location at 215-751-0100, or our New Jersey office at 856-429-0970.
