Ridesharing services like Uber and Lyft continue to grow in popularity in Pennsylvania. Their increasing use has led to a new law about the insurance coverages needed in the event of an accident, according to an article in The Legal Intelligencer.
Under PA Senate Bill 984, transportation network companies have a responsibility to make sure their drivers and passengers are covered by insurance. Either the company or the driver can provide that insurance, but it has to be in addition to the driver’s personal policy, noted the article. The transportation company also must cover any gaps in insurance.
The law requires certain levels of coverages for various situations, such as when passengers are present or when they are not but the driver is logged into the transportation network. At minimum, the driver must be covered by a bodily liability policy of $50,000 per person/$100,000 per accident and $25,000 in property damage. When passengers are present, there must be $500,000 for death, bodily injury and property damage, $5,000 in first party medical benefits for the driver, and $25,000 for passengers or pedestrians.
If you or a loved one are involved in an Uber or Lyft motor vehicle accident, we offer a free initial consultation. Contact us online or call 215-751-0100.
In an earlier blog, we discussed the initial requirement of a personal injury lawsuit, that the injured party demonstrate that the defendant breached the duty to act as a reasonable person would. Once you’ve successfully shown that the defendant’s level of care was below that expected by a reasonable person, you must next show that the failure caused an injury.
